By SVA Publications

Identity theft affects millions of Americans each year, with seniors being particularly targeted. Taking proactive steps to protect your personal information can prevent financial and emotional devastation.

Safeguard Your Information

Never carry your Social Security card in your wallet. Shred documents containing personal information before discarding them. Be cautious about what you share on social media, as scammers use this information to target victims.

Monitor Your Accounts

Review bank and credit card statements monthly for unauthorized charges. Check your credit report annually at AnnualCreditReport.com — it is free. Consider placing a fraud alert or credit freeze on your credit files for extra protection.

Online Safety

Use strong, unique passwords for each account. Enable two-factor authentication when available. Be wary of emails asking you to click links or provide information, even if they appear to be from legitimate companies.

What to Do If You Are a Victim

Report identity theft immediately to the FTC at IdentityTheft.gov. Contact your bank and credit card companies to freeze accounts. File a report with local police. Place a fraud alert on your credit files by contacting one of the three credit bureaus.